Beating the Dealers
The aim of both games is to beat the dealer. This is done by creating the highest hand possible from the cards that are dealt to you. In Baccarat, (Punto Banco/North American Baccarat) the aim is to try to make a total of 9 using two cards (ideally) or three cards. Whereas in Blackjack, the aim is to make 21 using as many cards as needed.
Card Values in Baccarat v Blackjack
In Baccarat, picture cards and 10s count as 0 whilst aces are 1. For example, if the first two cards you have been dealt consist of a Queen and a 4, your total will be 4. In addition, if your cards add up to double digits, for example, 8 and 5 = 13 but you will only use the last digit, which is 3 - so you will have a total of 3.
In Blackjack, all cards from 2 through to 10 are worth face value. Picture cards are worth 10 whilst aces can be either 1 or 11.
Betting Options Available
Baccarat players have many more betting options available than Blackjack players. In Blackjack, players bet on themselves to win. However, in Baccarat, there are three betting options. A player can bet on themselves, on the bank or on a tie. For those of you on the search for high payouts, betting on a tie will payout 9:1.
How to Win a Hand in Baccarat
The dealer will begin by dealing out four cards face up - two each for the player and the banker. Whichever hand totals closest to nine, wins. If both hands have the same total then it is a draw. If the player or the dealer has a natural hand (two cards totalling 8 or 9) they win straight off. However, there are certain rules players must adhere to depending on what they are dealt as shown in the tables below:
Player has Total Of: |
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0, 1, 2, 3, 4, 5 | Player must draw another card. |
6, 7, 8, 9 | Player must stand. |
Bank Has Total Of: |
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0, 1, 2 | Bank always draw another card.
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3 | Bank draws another card if the player has any total except 8.
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4 | Bank draws another card if the player has a total of 2,3,4,5,6,7.
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5 | Bank draws another card if the player has a total of 4,5,6,7.
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6 | Bank draws another card if the player has a total of 6,7.
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7, 8, 9 | Bank always sticks with what they have.
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How to Win a Hand in Blackjack
To win a hand in Blackjack, the player must get as close to 21 as possible without going over, they must also beat the dealer's hand. If the player makes 21 using their first two cards, that’s called a Blackjack and they automatically receive their payout.
Baccarat or Blackjack: Which Will You Play?
Now you know the differences between these two fantastic casino games, all that’s left to do is to test out your skills on the tables. You can play both Baccarat and Blackjack right here! Simply sign up and make an account today to play!
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